Underwriting Intelligence.

Credit helps the financial world go around. Access to credit history greases the wheels of financial transactions every day, affecting loans, interest rates, credit limits — whether an individual or a business gets that apartment, car or equipment loan. It provides a predictable, quantitative way to assess risk.

 But what happens when that credit history doesn’t exist? If you’re in an emerging market, the person or company you want to grant a loan to may not have any credit history, leaving you in the dark about whether to approve the loan and if so at what interest rate. And consumers aren’t being given optimal credit offerings — and not because they have bad credit necessarily, but because that credit history simply doesn’t exist.

That’s where Afiri comes in.

 Afiri is a business-to-business platform that offers on-demand underwriting to businesses operating in emerging markets. Using the latest Artificial intelligence and machine learning tools, Afiri aggregates and assesses a wide range of data about people and businesses to accurately evaluate credit-worthiness. Afiri then gives a clear score that shows the potential credit risk and provides reliable, concrete recommendations. Where before there was a big credit question mark, Afiri provides expert, trustworthy underwriting based on cutting-edge technology.